Why Hiring a Licensed and Insured Tree Service Company Matters

TL;DR:

Hiring a licensed and insured tree service company isn't just a smart move it's essential. Uninsured or unqualified tree workers can leave homeowners legally liable for damages or injuries. Authority Tree Service in Ocala, Florida, protects clients with full licensing, comprehensive insurance, and a trained team of professionals. Don’t gamble with your home or safety choose a company you can trust.

When a tree limb crashes down on your roof, or your oak starts leaning after a storm, the last thing you should have to worry about is whether the company you call will put you in legal or financial danger. But here’s the truth: not all tree service providers are created equal. In fact, hiring an uninsured or unqualified tree worker could cost you tens of thousands of dollars or more.

At Authority Tree Service, we’ve seen it all. From DIY disasters to fly-by-night companies that disappear after damaging property, the risks are real. Let’s break down why licensing and insurance matter so much and what makes us the Authority on tree care in Ocala and beyond.

What Could Go Wrong with an Uninsured Tree Service?

Imagine this scenario: a worker falls from your tree while trimming a branch. They break a leg, and their employer isn’t carrying workers’ compensation insurance. Guess who’s responsible for those medical bills? You are.

That’s just one example. If a tree falls on your neighbor’s car or damages your roof during removal, and the company isn’t insured, it’s your homeowner’s insurance that may get hit—or worse, you could be sued directly.

Here’s a quick list of what can go wrong:

• Injury on your property: Without workers' comp, the liability falls on you.

• Property damage: Your insurance may not cover third-party negligence.

• Lawsuits: If someone gets hurt or something is damaged, legal action is likely.

• Code violations: Unlicensed workers may not follow local regulations.

• Improper tree care: Unqualified work can lead to disease, decay, or tree death.

What Does It Mean to Be Licensed and Insured?

Being “licensed” means the company has met all state and local requirements to legally provide tree services. This often includes passing exams, proving industry knowledge, and following safety standards.

Being “insured” means the company holds:

• General Liability Insurance – protects your home and property if damage occurs.

• Workers’ Compensation Insurance – covers employees injured on the job.

• Commercial Auto Insurance – protects their fleet and you, in case of vehicle-related issues.

Authority Tree Service is fully licensed and insured in the state of Florida. We don’t just meet the minimum standards we exceed them.

How Authority Tree Service Protects You and Your Property

As a locally trusted provider in Ocala, Authority Tree Service goes above and beyond. We carry full liability coverage, workers’ comp, and our team is trained to handle everything from routine pruning to hazardous removals with precision and care.

We believe in transparency. That’s why we’re happy to show you proof of insurance and licensing before any work begins. You deserve peace of mind, and we make that our priority every single time we step on your property.

Homeowner’s Question: Can I Just Use My Lawn Guy or a Friend With a Chainsaw?

You could but should you? Many well-meaning homeowners have trusted friends or local handymen to “take down that dead tree” or “cut back that overhang,” only to face regret (and a massive bill) afterward.

Trees are heavy. Branches fall unpredictably. Power lines are everywhere. One wrong cut can be devastating and without proper coverage, you’re left holding the bag.

Why Tree Service Licensing is Especially Important in Florida

In Florida, where hurricanes, lightning storms, and heavy rains are a part of life, tree safety is serious business. Local and state licensing ensures companies understand the unique needs of Florida landscapes including root structure, storm vulnerability, and protected species laws.

Ocala homeowners in particular need tree experts who understand the region's specific tree types and weather risks. At Authority Tree Service, we know which trees to trim, which to remove, and which to preserve safely and legally.

Frequently Asked Question: How Do I Know If a Tree Company Is Legit?

Great question! Here’s what to ask before hiring anyone:

• Can you provide a copy of your insurance certificate?

• Are you licensed to work in this area?

• Do you have workers’ compensation insurance?

• Will you provide a written estimate and contract?

• Do you follow ANSI A300 tree care standards?

  
  

Any reputable company will answer yes to all of the above and so do we.

Don’t Gamble With Your Home or Your Wallet

There’s too much at stake to take shortcuts. Hiring a licensed and insured tree service company isn’t just about ticking boxes it’s about protecting your investment, your safety, and your peace of mind.

At Authority Tree Service, we’ve built our reputation on integrity, safety, and professionalism. From the first consultation to the final clean-up, we’re here to do the job right and make sure you’re covered every step of the way.

Ready to Work with Ocala’s Trusted Tree Experts?

If you need tree trimming, tree removal, storm cleanup, or emergency tree services in Ocala, Florida, we’re here to help. Call Authority Tree Service today at 1-352-850-5323 or visit us online at www.authoritytreeservice.com to schedule your free consultation. Your trees and your property deserve the best.

Sources:

1. Florida Department of Business & Professional Regulation – License Search

2. Insurance Information Institute – Homeowners and Liability

3. Tree Care Industry Association – Why Hire an Arborist?

4. Occupational Safety and Health Administration (OSHA) – Tree Care Hazards

5. Florida Chapter of the International Society of Arboriculture – Find a Tree Professional